Texas Small Business Grants 2026: Complete Guide
Texas small businesses benefit from $697 million in SSBCI funding—the second largest state allocation nationally—plus the Texas Governor's Office of Economic Development programs, Texas Enterprise Fund, and extensive USDA rural development programs serving Texas's vast rural areas.
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Top Grant Programs for Texas Small Businesses
| Grant Program | Amount | Eligibility | Deadline |
|---|---|---|---|
| Texas SSBCI Programs | Up to $250,000 | TX small businesses | Rolling |
| Texas Enterprise Fund | Varies | TX businesses creating significant jobs | Rolling |
| Texas Innovation Fund | Up to $500,000 | TX technology companies | Annual |
| USDA Rural Development TX | Up to $500,000 | Rural TX businesses | Annual |
| USDA REAP Texas | Up to $1,000,000 | TX ag/rural businesses | Annual |
| SBA Microloan Texas | Up to $50,000 | TX small businesses | Year-round |
| Colonia Self-Help Centers | Varies | TX border community businesses | Rolling |
| EDA Economic Adjustment (TX) | $100K–$3M | Distressed TX regions | Rolling |
Sources: Texas Governor gov.texas.gov/economic, USDA rd.usda.gov/tx
Texas Economic Development and SSBCI Programs
Texas Economic Development (gov.texas.gov/economic) is the primary state contact. Texas received $697 million in SSBCI—one of the two largest state allocations.
Texas Enterprise Fund: The TEF provides direct business incentives for Texas companies creating significant employment. Awards are discretionary and require significant job creation.
Texas Innovation Fund: TIF supports Texas innovation and technology commercialization.
USDA and Rural Texas Programs
Much of Texas—including the Panhandle, West Texas, South Texas, and rural East Texas—qualifies for USDA programs. Visit rd.usda.gov/tx.
Texas SBDC Network and SCORE
The Texas SBDC Network (txsbdc.org) operates through the University of Texas system with more than 50 centers statewide. SCORE Texas has chapters in Dallas, Houston, San Antonio, Austin, and other cities.
Frequently Asked Questions
How much SSBCI funding did Texas receive?
Texas received $697 million in SSBCI—one of the two largest state allocations. Contact Texas Economic Development at gov.texas.gov/economic.
What is the Texas Enterprise Fund?
The Texas Enterprise Fund provides direct incentives to Texas companies creating significant employment. Applications require substantial job creation commitments.
Are USDA programs available in rural Texas?
Yes—much of Texas qualifies. Contact rd.usda.gov/tx for your specific area.
Where is my nearest Texas SBDC?
Visit txsbdc.org for Texas SBDC locations. With 50+ centers, there's coverage across the state.
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